first-federal.com is a loan referral service that works by matching consumers in need of fast and easy cash to licensed loan providers. To get payday loansĀ Michigan, you only need to fill out and submit a short online application form with basic personal and financial information (name, birth date, current address, phone number, email address, source of income, bank account, etc.). The entire process is fast and convenient. It will take only 5-10 minutes to apply. The acceptance rate is very high. If approved, you should expect to receive the funds deposited into your account within 24 hours (often the same day you apply). The online referral service will help you get the cheapest payday loan ever even if you have poor credit or no credit history. There is no paperwork involved and borrower's requirements are easy to meet: you only need to have proof of identity, income and residence. For your convenience, the customer support team operates 24/7 to respond to all your questions and concerns.