Ultima Bank Minnesota is a financial institution located in Bemidji, MN. The perfect and secure eSolution to your mobile banking needs. Transfer funds, make deposits and more. Remote Deposit – allowing our commercial customers increased efficiency with timely and convenient check deposits. Manage your debit card from your phone. Set spending limits, monitor activity or turn your card off if lost or stolen! It’s never too early to start saving for a child's education. Practice sound financial management with an amazing rate!